Childcare Insurance in Rockford and Grand Rapids, MI
(Including, but not limited to)
- Group Centers
- In-Home Centers
- Drop-In Centers
- Before-and-After School Programs
Caring for children is one of the most rewarding and important things a person can do. Whether you care for children in your home (usually licensed for 6 or 12 children) or in a daycare center, safety, well-being, and nurturing of those young people is of utmost importance.
Childcare providers must consider a myriad of items when selecting insurance, and every childcare setting and situation is unique. General liability, as well as professional liability, is paramount. When dealing with many children, accidents can happen. Do you have enough medical coverage for the number of young people you care for? Are volunteers ever used in your business and are they covered?
Often, childcare centers take the young ones out on field trips. Have you thought about your vehicle coverage?
Other optional insurance policies are abvailable for things such as water activities or dogs and cats. And, although it is unfortunate, insurance protection in the event of abduction or abuse/molestation might be a wise consideration.
A childcare center could cease operation if a severe incident happens to the facility or contents. Is your business properly insured for replacement costs, and are you covered for loss of income? What about crime or employee dishonesty coverage?
If you are in the childcare industry, you know kids and you want the best for each and every one. Please contact us at Katt Insurance Agency so we can help you define the insurance needs for your childcare center, thus helping create a safe and secure environment with proper coverage for all.