Personal Appearance Care Insurance in Rockford and Grand Rapids, MI
(Including, but not limited to)
- Massage Therapists
- Booth Rentals
- Beauty Schools
- Tanning Salons
A career helping people with personal appearance is a rewarding one; when your clients look and feel great, so do you. However, risks are involved, so make certain you are properly insured.
There are two types of liability coverages that should be considered: professional liability and general liability. Whether you are a salon owner, an employee, or an independent contractor, please consider the protection you will need in the event of injury or other claim at your facility; you will also want to assess the protection you will need in case of any professional incidents, such as a client’s allergic reaction to chemicals, to name just one.
Many issues need to be taken into consideration when determining your correct property insurance. Do you own the building in which your personal care business is run or do you rent space? Are your contents properly assessed to insure replacement in the case of loss? What is your plan if equipment breaks down? Are you aware that signs and glass can be covered?
Besides property and liability insurance, you may find it advisable to be covered by an umbrella policy which will give you additional coverage. Only a professional can help you determine which coverages are appropriate for you and your business. Please contact us at Katt Insurance Agency at your earliest convenience and let us help you determine which levels of insurance are proper for you.